Student Health Insurance


Waiver Timeframes

Summer 2019 Macon & Atlanta - March 25, 2019 through June 7, 2019

Atlanta ABSN -  April 1, 2019 through May 23, 2019


Due to the continuing need for all students to have adequate health care coverage, Mercer University requires students enrolled in 3 or more hours on the Macon, Atlanta, Savannah and Columbus Campuses to provide proof of health insurance coverage each semester.

Your student account will be automatically assessed a premium each semester. Students who already have adequate health care coverage through other sources may have the charges waived by completing the Insurance Waiver process each semester

Please note that in order for your waiver to be approved, your existing coverage must meet the minimum waiver requirements. Please do not contact the Office of the Bursar to request removal of these charges.

CORE Management is responsible for ALL waiver decisions.

QUESTIONS? Please contact CORE at (888)741-2673 or send an email to

Insurance Waiver Process

To waive the insurance provided by Mercer, carefully follow the instructions listed below:

  • Before you begin the waiver process, make sure you have your current insurance card available.
  • Access the CORE Management website to complete the waiver
  • You will receive immediate notification that your waiver has been verified and approved
  • The premium will be reversed off your account ONLY once your waiver is APPROVED. Please allow up to 5 business days after you submit your waiver to see the insurance premium reversed from your MyMercer account.

Insurance ID Cards

Students who need a Mercer University Student Health Insurance Program medical identification card can go to the CORE Management website and follow the instructions in the Alert box.


 Student Health Insurance FAQ

What if the deadline for waiving is missed?

Students who fail to complete the waiver prior to the deadline will be held liable for the insurance premium, regardless of personal coverage. If you wish to appeal this charge, you must submit a written appeal via e-mail to For additional information regarding the appeals process, please visit the CORE Management website



Must I have Health Insurance?

Yes. Mercer requires all students (excluding those enrolled at Regional Academic Centers or in a Distance Learning Program) and international students (regardless of program/school) to maintain active health insurance. Every semester all students are automatically charged for insurance after registering for three (3) hours of coursework.

I already have insurance or I do not want additional insurance, what do I do?

Complete the steps above to submit an insurance waiver through CORE Management.

I don't have health insurance, what should I do?

Nothing. By not completing the waiver, insurance will automatically be purchased for you as long as you are enrolled in at least 3 hours. 

How can I get my insurance card sooner?

  • Coverage period for fall semester: August 1 - December 31
  • Coverage period for spring semester: January 1 - July 31 (if purchased in January)
  • Coverage period for summer semester: May 1 - July 31 (if purchased in May)
Following the close of the waiver period, your insurance card will be emailed to you by CORE Management. In an effort to "Go Green," CORE will not mail insurance cards to subscribers.

What if I need to use my insurance now?

If you need to use your plan prior to the start of classes, you will need to follow the following steps to activate your account and print your insurance card:
  • Go to the CORE Management page
  • Click the Enroll button and provide all information requested
  • You will be able to print your insurance card
  • You will need to complete this process each semester you need to utilize the insurance prior to the waiver deadline
If you have questions regarding this process, please contact CORE Management at (888)741-2673.

What does the plan cover?


What does CORE Management do with the information on their website?

The information is used to verify that your personal health insurance coverage meets Mercer's minimum requirements and is currently active. No information is shared with third-party vendors.

What if my waiver is not approved?

The primary insurance coverage you provide during the waiver process will be either immediately approved or denied. If your waiver is denied, you will have the opportunity, at the time of the denial, to correct any missing or incorrect waiver information and resubmit your waiver. You will also have the opportunity to revisit the student website to complete the waiver. All waivers must be submitted and approved PRIOR to the posted deadline above.

Additional Questions?

Please contact CORE Management at (888)741-2673 or send an email to